depositrates

KERALA TRANSPORT DEVELOPMENT FINANCE CORPORATION LTD

A Government of Kerala Undertaking

( A Non Banking Financial Company Registered Under the Reserve Bank of India )

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INTEREST RATES

FIXED DEPOSITS GUARANTEED BY GOVERNMENT OF KERALA

REPAYMENT OF DEPOSITS UP TO 4,500 CRORES WITH INTEREST

GUARANTEED BY GOVERNMENT OF KERALA

VIDE G.O.(MS) No. 20/2018/TRAN DATED 28.03.2018

INTEREST RATES ON FIXED DEPOSIT SCHEMES IN KTDFC

The interest rate on Fixed Deposits of KTDFC with effect from 1st August, 2025 is as follows:

Only PIPS (Monthly) Scheme will be available from 01.08.2025 onwards and MMS & PIPS(Quarterly) schemes are suspended for the time being.

PERIODIC INTEREST PAYMENT SCHEME
Rate chart and interest amount receivable on a deposit of Rs.10,000
	GENERAL PUBLIC		SENIOR CITIZEN
Period	12 Months	24 Months	12 Months	24 Moths
Basic Rate	6.35 %	6.45 %	6.85 %	6.95 %
Monthly interest	529	538	571	579
Effective rate	6.35 %	6.45 %	6.85 %	6.95 %

NOTE : * All figures shown above are for narrative purpose only, the actual figures may slightly vary depending on the date

of deposit, applicability of Tax on interest (TDS) etc.

The above revised rate of interest would be applicable for the new deposits where the credit of deposit amount comes to KTDFC bank account on or after 01.08.2025, or any renewal of earlier deposits effected on or after 01.08.2025. For the entire deposits accepted till 31.07.2025 (in case of Cheques/DDs, those realized on or before 31.07.2025) and renewal of earlier deposits with prior date, the interest rate as per earlier pattern would be applicable.

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Fixed Deposit application form - Download form

Form 15G - Download form

Form 15H - Download form

RTGS / NEFT form - Download form

Nomination form - Download form

Format of Indemnity Bonds:

(1) Original FD Receipt Lost: for Releasing Maturity Amount

(2) Original FD Receipt Lost: for Renewing Maturity Amount

(3) For Issuing Duplicate Fixed Deposit Receipt

(4) For Issuing Duplicate Cheque(s)

6.00%

10617

6.17%

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