loanschemes

KERALA TRANSPORT DEVELOPMENT FINANCE CORPORATION LTD

A Government of Kerala Undertaking

( A Non Banking Financial Company Registered Under the Reserve Bank of India )

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NEW PERSONAL & TWO WHEELER LOAN SCHEMES FOR GOVERNMENT EMPLOYEES

Personal Loan Scheme

◊	Loan period - minimum of 24 months and maximum of 48 months
◊	Interest rate – 13.00% fixed and diminishing for loans up to Rs.1 lakh and 13.50% fixed and diminishing for Rs. 1,00,001 to Rs. 3 lakhs.
◊	0.25% interest rebate for prompt repayers
◊	No pre-closure penalties
◊	Bulk payment option with interest waiver facility
◊	Loan is given to employees of State/ Central Government, Quasi Government, Public Sector Undertakings, Local Bodies, Autonomous Bodies, Public Sector Banks etc.

Download Forms

Two Wheeler Loan Scheme

◊	Loan up to 95% of the invoice amount, including road tax and insurance amount
◊	Maximum loan payable- Rs. 1 lakh
◊	Loan period - minimum of 24 months and maximum of 60 months
◊	Interest rate – 12.50% fixed and diminishing
◊	0.25% interest rebate for prompt repayers
◊	Insurance cover at low premium under the agreement KTDFC has with Oriental Insurance Company Ltd./ National Insurance Company Ltd./ State Insurance Department
◊	No pre-closure penalties
◊	Bulk payment option with interest waiver facility
◊	Loan is given to employees of State/ Central Government, Quasi Government, Public Sector Undertakings, Local Bodies, Autonomous Bodies, Public Sector Banks etc.

Download Forms

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Warning: mktime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Asia/Calcutta' for 'IST/5.0/no DST' instead in /var/www/clients/client15/web37/web/modules/mod_vvisit_counter/mod_vvisit_counter.php on line 180 Warning: mktime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. 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We selected 'Asia/Calcutta' for 'IST/5.0/no DST' instead in /var/www/clients/client15/web37/web/modules/mod_vvisit_counter/includes/datetime.php on line 130 Warning: strftime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Asia/Calcutta' for 'IST/5.0/no DST' instead in /var/www/clients/client15/web37/web/modules/mod_vvisit_counter/includes/datetime.php on line 85 Warning: strftime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. 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